Ensure Secure Online Payments with
Payment gateways serve as trusted third-party channels that process your customers' online payments, guaranteeing the secure collection and storage of funds. It's crucial to select the right payment gateway that best fits your business model, offering low fees and tailored features to meet your business needs.
At Searchneasy, we always deliver reliable and affordable solutions for SMEs and Ecommerce Entrepreneurs. Excitingly, our Latest Ecommerce Package now includes a Payment Gateway with free setup cost!
Contact us today to discover more about our offerings and get started on elevating your online payment experience!
FPX is a secure, reliable, convenient online payment solution that allows instant debiting of a customer’s internet banking account. Transactions are processed immediately upon authentication and confirmed with payment receipts.
Credit Card and Debit cards transaction such as Visa, Mastercard, Union Pay and AMEX is the most common payment methods worldwide.
eWallets transaction such as WeChat Pay, Boost, Touch n Go, GrabPay, Shopee Pay and Alipay work through a prepaid credit account. Users can reload credit from Credit Card or Bank Account.
Company |
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Founded | South East Asia Region | South East Asia | California, US | California, US | Malaysia | Malaysia |
Covering Range | South East Asia | Malaysia, Cambodia, Indonesia, Philippines, Thailand and Singapore. | 39 countries | 200 countries | Southeast Asia | South East Asia |
Convert Currency | YES | YES | YES | YES | NO | YES |
Support | Email or Phone | Email or Phone | Email + Google Meet | Email or Phone | ||
Setup fee | Plan 1: On-boarding Fee: RM499. Plan 2: On-boarding Fee RM5,000 |
Start-up: RM1,388 SME: RM2,088 |
Free | Free | Free | Free |
Annual fee | Plan 1*: RM25.00 per month (waived if sales exceed 15k per month) Plan 2*: RM599 (waived if sales exceed RM180k per year) *Subjected to tax RM399 |
Start-up: Free SME: RM500 |
Free | Free | Basic: Free Standard: RM999 |
Basic: RM300 Advanced: RM450 |
One-Time Credit Card Application Fee | Free | RM900* (waived for limited time: please confirm with service provider) *Subjected to tax |
Free | Activation Fee required | Free | |
Credit Card Transaction Fee | Plan 1*: 2.5% Plan 2*: 2.0% *Subjected to tax |
Startup*: 3.2% SME*: 2.8% *Subjected to tax |
3.4% + RM2 per successful transaction | Malaysia: 3.9% + RM 2.00 Overseas: 4.4% + RM 2.00 |
Basic: 1.8% Standard: 1.8% (per collection fee) |
2.5 % on VISA / MasterCard or min RM 0.65 (whichever is higher) |
Online Banking Transaction Fee | Plan 1: 2.5% or min RM0.50, (whichever is higher) Plan 2: 2.0% or min RM0.50, (whichever is higher) Subjected to tax. |
Startup: 3.2% or min RM0.60 (whichever is higher) SME: 2.8% or min RM0.60 (whichever is higher) Subjected to tax Debit card: Start-up: 2.8%; SME: 2.5% |
Nil | Basic: RM1.10 Standard: RM0.70 (per collection fee) |
1.5% or min RM 1.00 (whichever is higher) | |
e-Wallet Transaction Fee | Boost, GrabPay, TNG & MAE: 1.5% per transaction. *Subjected to tax |
Boost: 0% (valid for promotion period only) VCash: 1.2% | Nil | Maybank QRPay: 1% ShopeePay: 1.1% TNG: 1.3% GrabPay: 1.2% Boost: 1.4% (per collection fee) |
1.5% or min RM0.65 (whichever is higher) | |
Business Registration Requirement | YES | YES | NO | YES | YES | |
Credit Card | Visa, Mastercard | Visa, Mastercard | Visa, MasterCard, American Express, Diners Club, JCB, China Union Pay and Discover | Visa, MasterCard, American Express, and Discover | Visa, Mastercard, Debit Card | Visa, Mastercard, Debit Card |
Online Banking/FPX | Maybank 2U, CIMB Clicks, RHB Online, HL Online, Alliance Online, PbeBank, Ambank, Bank Islam, UOB, Affin Online, Bank Rakyat, Bank Muamalat, OCBC, Standard Chartered, KFH | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, RHB Online, FPX (Maybank 2U, HL Online, RHB Online, Bank Islam, PbeBank) | NIL | NIL | FPX | Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks |
E-Wallet | Grab Pay, Alipay, Boost and MCash | Boost, TNG e-wallet, Grab Pay, MAE | Alipay, Google Pay, Apple Pay, WeChat Pay. | GrabPay, Google Pay, Apple Pay | Maybank QRPay, ShopeePay, TNG, GrabPay, Boost | Boost, Wechat Pay, TouchNgO, Grab Pay |
Receive Payment | Weekly transfer to bank account | Weekly transfer to bank account | Pay-out request processed five business days prior. | Direct withdrawal to local bank | Weekly transfer to bank account | Weekly transfer to bank account |
Application Approval Time | Credit Card: within 2 months Online Banking: 7 – 14 working days |
Credit Card: within 2 months Online Banking: 7 – 14 working days |
Credit Card: 2 months | Credit Card: within 14 working days. Online Banking: 1-5 working days. |
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Minimum Withdrawal Sum | RM100 | Start-up: RM100 SME: RM100 |
$90 | RM40 | RM0.01 | RM100 |
E-commerce integrations | WebCart Plus | WebCart Plus | WebCart Plus | WebCart Plus | WebCart Plus | WebCart Plus |
Additional Features | Please consult eGHL consultant to find out more features about recurring, instalment & email payment link. | Buy Now, Pay Later |
Company |
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Founded | South East Asia Region | South East Asia |
Covering Range | South East Asia | Malaysia, Cambodia, Indonesia, Philippines, Thailand and Singapore. |
Convert Currency | YES | YES |
Support | Email or Phone | |
Setup fee | Plan 1: On-boarding Fee: RM499. Plan 2: On-boarding Fee RM5,000 |
Start-up: RM1,388 SME: RM2,088 |
Annual fee | Plan 1*: RM25.00 per month (waived if sales exceed 15k per month) Plan 2*: RM599 (waived if sales exceed RM180k per year) *Subjected to tax RM399 |
Start-up: Free SME: RM500 |
One-Time Credit Card Application Fee | Free | RM900* (waived for limited time: please confirm with service provider) *Subjected to tax |
Credit Card Transaction Fee | Plan 1*: 2.5% Plan 2*: 2.0% *Subjected to tax |
Startup*: 3.2% SME*: 2.8% *Subjected to tax |
Online Banking Transaction Fee | Plan 1: 2.5% or min RM0.50, (whichever is higher) Plan 2: 2.0% or min RM0.50, (whichever is higher) Subjected to tax. |
Startup: 3.2% or min RM0.60 (whichever is higher) SME: 2.8% or min RM0.60 (whichever is higher) Subjected to tax Debit card: Start-up: 2.8%; SME: 2.5% |
e-Wallet Transaction Fee | Boost, GrabPay, TNG & MAE: 1.5% per transaction. *Subjected to tax |
Boost: 0% (valid for promotion period only) VCash: 1.2% |
Business Registration Requirement | YES | YES |
Credit Card | Visa, Mastercard | Visa, Mastercard |
Online Banking/FPX | Maybank 2U, CIMB Clicks, RHB Online, HL Online, Alliance Online, PbeBank, Ambank, Bank Islam, UOB, Affin Online, Bank Rakyat, Bank Muamalat, OCBC, Standard Chartered, KFH | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, RHB Online, FPX (Maybank 2U, HL Online, RHB Online, Bank Islam, PbeBank) |
E-Wallet | Grab Pay, Alipay, Boost and MCash | Boost, TNG e-wallet, Grab Pay, MAE |
Receive Payment | Weekly transfer to bank account | Weekly transfer to bank account |
Application Approval Time | Credit Card: within 2 months Online Banking: 7 – 14 working days |
Credit Card: within 2 months Online Banking: 7 – 14 working days |
Minimum Withdrawal Sum | RM100 | Start-up: RM100 SME: RM100 |
E-commerce integrations | WebCart Plus | WebCart Plus |
Additional Features | Please consult eGHL consultant to find out more features about recurring, instalment & email payment link. |
Company |
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Founded | California, US | California, US |
Covering Range | 39 countries | 200 countries |
Convert Currency | YES | YES |
Support | Email or Phone | |
Setup fee | Free | Free |
Annual fee | Free | Free |
One-Time Credit Card Application Fee | Free | |
Credit Card Transaction Fee | 3.4% + RM2 per successful transaction | Malaysia: 3.9% + RM 2.00 Overseas: 4.4% + RM 2.00 |
Online Banking Transaction Fee | Nil | |
e-Wallet Transaction Fee | Nil | |
Business Registration Requirement | NO | |
Credit Card | Visa, MasterCard, American Express, Diners Club, JCB, China Union Pay and Discover | Visa, MasterCard, American Express, and Discover |
Online Banking/FPX | NIL | NIL |
E-Wallet | Alipay, Google Pay, Apple Pay, WeChat Pay. | GrabPay, Google Pay, Apple Pay |
Receive Payment | Pay-out request processed five business days prior. | Direct withdrawal to local bank |
Application Approval Time | Credit Card: 2 months | |
Minimum Withdrawal Sum | $90 | RM40 |
E-commerce integrations | WebCart Plus | WebCart Plus |
Additional Features |
Company |
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Founded | Malaysia | Malaysia |
Covering Range | Southeast Asia | South East Asia |
Convert Currency | NO | YES |
Support | Email + Google Meet | Email or Phone |
Setup fee | Free | Free |
Annual fee | Basic: Free Standard: RM999 |
Basic: RM300 Advanced: RM450 |
One-Time Credit Card Application Fee | Activation Fee required | Free |
Credit Card Transaction Fee | Basic: 1.8% Standard: 1.8% (per collection fee) |
2.5 % on VISA / MasterCard or min RM 0.65 (whichever is higher) |
Online Banking Transaction Fee | Basic: RM1.10 Standard: RM0.70 (per collection fee) |
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e-Wallet Transaction Fee | Maybank QRPay: 1% ShopeePay: 1.1% TNG: 1.3% GrabPay: 1.2% Boost: 1.4% (per collection fee) |
1.5% or min RM0.65 (whichever is higher) |
Business Registration Requirement | YES | YES |
Credit Card | Visa, Mastercard, Debit Card | Visa, Mastercard, Debit Card |
Online Banking/FPX | FPX | Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks |
E-Wallet | Maybank QRPay, ShopeePay, TNG, GrabPay, Boost | Boost, Wechat Pay, TouchNgO, Grab Pay |
Receive Payment | Weekly transfer to bank account | Weekly transfer to bank account |
Application Approval Time | Credit Card: within 14 working days. Online Banking: 1-5 working days. |
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Minimum Withdrawal Sum | RM0.01 | RM100 |
E-commerce integrations | WebCart Plus | WebCart Plus |
Additional Features | Buy Now, Pay Later |
Note:
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