Ensure Secure Online Payments with
Payment gateways serve as trusted third-party channels that process your customers' online payments, guaranteeing the secure collection and storage of funds. It's crucial to select the right payment gateway that best fits your business model, offering low fees and tailored features to meet your business needs.
At Searchneasy, we always deliver reliable and affordable solutions for SMEs and Ecommerce Entrepreneurs. Excitingly, our Latest Ecommerce Package now includes a Payment Gateway with free setup cost!
Contact us today to discover more about our offerings and get started on elevating your online payment experience!
FPX is a secure, reliable, convenient online payment solution that allows instant debiting of a customer’s internet banking account. Transactions are processed immediately upon authentication and confirmed with payment receipts.
Credit Card and Debit cards transaction such as Visa, Mastercard, Union Pay and AMEX is the most common payment methods worldwide.
eWallets transaction such as WeChat Pay, Boost, Touch n Go, GrabPay, Shopee Pay and Alipay work through a prepaid credit account. Users can reload credit from Credit Card or Bank Account.
| Company |
 |
 |
 |
 |
Razer Merchant Services (RMS) |
 |
| Founded | South East Asia Region | South East Asia | California, US | California, US | Malaysia | Malaysia |
| Covering Range | South East Asia | Malaysia, Cambodia, Indonesia, Philippines, Thailand and Singapore. | 39 countries | 200 countries | South East Asia | South East Asia |
| Convert Currency | YES | YES | YES | YES | YES | YES |
| Support | Email or Phone | Email or Phone | Email or Phone | Email or Phone | ||
| Setup fee | Plan 1: On-boarding Fee: RM499. Plan 2: On-boarding Fee RM5,000 |
Start-up: RM1,388 SME: RM2,088 |
Free | Free | Lite Plan: RM 499 Premium Plan: RM 400 |
Free |
| Annual fee | Plan 1*: RM25.00 per month (waived if sales exceed 15k per month) Plan 2*: RM599 (waived if sales exceed RM180k per year) *Subjected to tax RM399 |
Start-up: Free SME: RM500 |
Free | Free | Lite: RM99 (waived for the 1st year) Premium: RM499 |
Basic: RM300 Advanced: RM450 |
| One-Time Credit Card Application Fee | Free | RM900* (waived for limited time: please confirm with service provider) *Subjected to tax |
Free | RM900 (waived for limited time: please confirm with service provider) | Free | |
| Credit Card Transaction Fee | Plan 1*: 2.5% Plan 2*: 2.0% *Subjected to tax |
Startup*: 3.2% SME*: 2.8% *Subjected to tax |
3.4% + RM2 per successful transaction | Malaysia: 3.9% + RM 2.00 Overseas: 4.4% + RM 2.00 |
Lite: 3.8% Premium: 2.4% 3% per transaction for credit card 3% per transaction or minimum RM0.60 whichever is higher* for online banking (e-debit) and Mobile Money 3% for MEPS Cash and Web Cash |
2.5 % on VISA / MasterCard or min RM 0.65 (whichever is higher) |
| Online Banking Transaction Fee | Plan 1: 2.5% or min RM0.50, (whichever is higher) Plan 2: 2.0% or min RM0.50, (whichever is higher) Subjected to tax. |
Startup: 3.2% or min RM0.60 (whichever is higher) SME: 2.8% or min RM0.60 (whichever is higher) Subjected to tax Debit card: Start-up: 2.8%; SME: 2.5% |
Nil | Lite: 3.8% or min RM0.60 (whichever is higher) Premium: 2.4% or min RM0.80 (whichever is higher) |
1.5% or min RM 1.00 (whichever is higher) | |
| e-Wallet Transaction Fee | Boost, GrabPay, TNG & MAE: 1.5% per transaction. *Subjected to tax |
Boost: 0% (valid for promotion period only) VCash: 1.2% | Nil | 1.5% or min RM0.65 (whichever is higher) | ||
| Business Registration Requirement | YES | YES | NO | YES | YES | |
| Credit Card | Visa, Mastercard | Visa, Mastercard | Visa, MasterCard, American Express, Diners Club, JCB, China Union Pay and Discover | Visa, MasterCard, American Express, and Discover | Visa, Mastercard, Debit Card | Visa, Mastercard, Debit Card |
| Online Banking/FPX | Maybank 2U, CIMB Clicks, RHB Online, HL Online, Alliance Online, PbeBank, Ambank, Bank Islam, UOB, Affin Online, Bank Rakyat, Bank Muamalat, OCBC, Standard Chartered, KFH | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, RHB Online, FPX (Maybank 2U, HL Online, RHB Online, Bank Islam, PbeBank) | NIL | NIL | Maybank2u, CIMB, fpx, Seven Eleven, CIMB Clicks,EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks, Standard Chartered, Bank Rakyat, Affin, BSN, Bank Islam, UOB, OCBC, HSBC | Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks |
| E-Wallet | Grab Pay, Alipay, Boost and MCash | Boost, TNG e-wallet, Grab Pay, MAE | Alipay, Google Pay, Apple Pay, WeChat Pay. | GrabPay, Google Pay, Apple Pay | Alipay, Boost, Wechat Pay, TouchNgO, Grab Pay, Shopee Pay, MAE | Boost, Wechat Pay, TouchNgO, Grab Pay |
| Receive Payment | Weekly transfer to bank account | Weekly transfer to bank account | Pay-out request processed five business days prior. | Direct withdrawal to local bank | Weekly transfer to bank account | Weekly transfer to bank account |
| Application Approval Time | Credit Card: within 2 months Online Banking: 7 – 14 working days |
Credit Card: within 2 months Online Banking: 7 – 14 working days |
Credit Card: 2 months | Credit Card: within 2 months Online Banking: 3-5 working days. |
Credit Card: within 14 working days. Online Banking: 1-5 working days. |
|
| Minimum Withdrawal Sum | RM100 | Start-up: RM100 SME: RM100 |
$90 | RM40 | Lite*: RM100 (RM2 per settlement) Premium: RM100 |
RM100 |
| E-commerce integrations | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) |
| Additional Features | Please consult eGHL consultant to find out more features about recurring, instalment & email payment link. | 7-Eleven (MOLPay Cash): Yes B-Infinate (Loyalty Program): Yes Mobile SDK Virtual terminal Tokenisation Recurring payments Easy Payment Scheme (instalments) Offline to online payments |
Recuring Payment Split Settlement Multi-Currency Mass Payment Auto Settlement |
| Company |
 |
|
| Founded | South East Asia Region | South East Asia |
| Covering Range | South East Asia | Malaysia, Cambodia, Indonesia, Philippines, Thailand and Singapore. |
| Convert Currency | YES | YES |
| Support | Email or Phone | |
| Setup fee | Plan 1: On-boarding Fee: RM499. Plan 2: On-boarding Fee RM5,000 |
Start-up: RM1,388 SME: RM2,088 |
| Annual fee | Plan 1*: RM25.00 per month (waived if sales exceed 15k per month) Plan 2*: RM599 (waived if sales exceed RM180k per year) *Subjected to tax RM399 |
Start-up: Free SME: RM500 |
| One-Time Credit Card Application Fee | Free | RM900* (waived for limited time: please confirm with service provider) *Subjected to tax |
| Credit Card Transaction Fee | Plan 1*: 2.5% Plan 2*: 2.0% *Subjected to tax |
Startup*: 3.2% SME*: 2.8% *Subjected to tax |
| Online Banking Transaction Fee | Plan 1: 2.5% or min RM0.50, (whichever is higher) Plan 2: 2.0% or min RM0.50, (whichever is higher) Subjected to tax. |
Startup: 3.2% or min RM0.60 (whichever is higher) SME: 2.8% or min RM0.60 (whichever is higher) Subjected to tax Debit card: Start-up: 2.8%; SME: 2.5% |
| e-Wallet Transaction Fee | Boost, GrabPay, TNG & MAE: 1.5% per transaction. *Subjected to tax |
Boost: 0% (valid for promotion period only) VCash: 1.2% |
| Business Registration Requirement | YES | YES |
| Credit Card | Visa, Mastercard | Visa, Mastercard |
| Online Banking/FPX | Maybank 2U, CIMB Clicks, RHB Online, HL Online, Alliance Online, PbeBank, Ambank, Bank Islam, UOB, Affin Online, Bank Rakyat, Bank Muamalat, OCBC, Standard Chartered, KFH | Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, RHB Online, FPX (Maybank 2U, HL Online, RHB Online, Bank Islam, PbeBank) |
| E-Wallet | Grab Pay, Alipay, Boost and MCash | Boost, TNG e-wallet, Grab Pay, MAE |
| Receive Payment | Weekly transfer to bank account | Weekly transfer to bank account |
| Application Approval Time | Credit Card: within 2 months Online Banking: 7 – 14 working days |
Credit Card: within 2 months Online Banking: 7 – 14 working days |
| Minimum Withdrawal Sum | RM100 | Start-up: RM100 SME: RM100 |
| E-commerce integrations | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) |
| Additional Features | Please consult eGHL consultant to find out more features about recurring, instalment & email payment link. |
| Company |
|
|
| Founded | California, US | California, US |
| Covering Range | 39 countries | 200 countries |
| Convert Currency | YES | YES |
| Support | Email or Phone | |
| Setup fee | Free | Free |
| Annual fee | Free | Free |
| One-Time Credit Card Application Fee | Free | |
| Credit Card Transaction Fee | 3.4% + RM2 per successful transaction | Malaysia: 3.9% + RM 2.00 Overseas: 4.4% + RM 2.00 |
| Online Banking Transaction Fee | Nil | |
| e-Wallet Transaction Fee | Nil | |
| Business Registration Requirement | NO | |
| Credit Card | Visa, MasterCard, American Express, Diners Club, JCB, China Union Pay and Discover | Visa, MasterCard, American Express, and Discover |
| Online Banking/FPX | NIL | NIL |
| E-Wallet | Alipay, Google Pay, Apple Pay, WeChat Pay. | GrabPay, Google Pay, Apple Pay |
| Receive Payment | Pay-out request processed five business days prior. | Direct withdrawal to local bank |
| Application Approval Time | Credit Card: 2 months | |
| Minimum Withdrawal Sum | $90 | RM40 |
| E-commerce integrations | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) |
| Additional Features |
| Company |
Razer Merchant Services (RMS) |
|
| Founded | Malaysia | Malaysia |
| Covering Range | South East Asia | South East Asia |
| Convert Currency | YES | YES |
| Support | Email or Phone | Email or Phone |
| Setup fee | Lite Plan: RM 499 Premium Plan: RM 400 |
Free |
| Annual fee | Lite: RM99 (waived for the 1st year) Premium: RM499 |
Basic: RM300 Advanced: RM450 |
| One-Time Credit Card Application Fee | RM900 (waived for limited time: please confirm with service provider) | Free |
| Credit Card Transaction Fee | Lite: 3.8% Premium: 2.4% 3% per transaction for credit card 3% per transaction or minimum RM0.60 whichever is higher* for online banking (e-debit) and Mobile Money 3% for MEPS Cash and Web Cash |
2.5 % on VISA / MasterCard or min RM 0.65 (whichever is higher) |
| Online Banking Transaction Fee | Lite: 3.8% or min RM0.60 (whichever is higher) Premium: 2.4% or min RM0.80 (whichever is higher) |
1.5% or min RM 1.00 (whichever is higher) |
| e-Wallet Transaction Fee | 1.5% or min RM0.65 (whichever is higher) | |
| Business Registration Requirement | YES | YES |
| Credit Card | Visa, Mastercard, Debit Card | Visa, Mastercard, Debit Card |
| Online Banking/FPX | Maybank2u, CIMB, fpx, Seven Eleven, CIMB Clicks,EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks, Standard Chartered, Bank Rakyat, Affin, BSN, Bank Islam, UOB, OCBC, HSBC | Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks |
| E-Wallet | Alipay, Boost, Wechat Pay, TouchNgO, Grab Pay, Shopee Pay, MAE | Boost, Wechat Pay, TouchNgO, Grab Pay |
| Receive Payment | Weekly transfer to bank account | Weekly transfer to bank account |
| Application Approval Time | Credit Card: within 2 months Online Banking: 3-5 working days. |
Credit Card: within 14 working days. Online Banking: 1-5 working days. |
| Minimum Withdrawal Sum | Lite*: RM100 (RM2 per settlement) Premium: RM100 |
RM100 |
| E-commerce integrations | WebCart Plus ( Link to Webcart Plus page) | WebCart Plus ( Link to Webcart Plus page) |
| Additional Features | 7-Eleven (MOLPay Cash): Yes B-Infinate (Loyalty Program): Yes Mobile SDK Virtual terminal Tokenisation Recurring payments Easy Payment Scheme (instalments) Offline to online payments |
Recuring Payment Split Settlement Multi-Currency Mass Payment Auto Settlement |
Note:
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